Stirring constantly, bring the milk to just below the boil over a medium heat along with all the other ingredients up to and including the egg, remove from the heat. Stir in the gelatine, pour through a sieve, place in cold water for approx. 20 mins. Once the mixture is just set at the edges, stir until smooth, fold in the whipped cream, divide between 4 ramekins (each approx. 150 ml) that have been rinsed in cold water, cover and leave to set in the fridge for approx. 4 hrs. Using the tip of a knife, separate the puddings from the edges of the ramekins and tip out.